Legal Information

SM88 Terms & Conditions – Your Rights & Responsibilities

Please read these terms and conditions carefully before using the SM88 platform. Everything you need to know about account creation, bonus usage, payment processes, and responsible gaming is clearly outlined here.

Last Updated: January 2026
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Important Documents
By registering with SM88, you automatically agree to these terms and conditions.
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Key Highlights

Key Highlights of SM88 Terms & Conditions

Our Terms & Conditions are designed to protect members and ensure a fair experience for all.

Account Registration Policy
To create an account on SM88, you must be at least 18 years of age. Registration with accurate information is mandatory. Each individual may only operate one account.
Bonus & Promotion Terms
Each bonus has specific wagering requirements. Misuse of bonuses may result in account suspension. The terms and conditions for each bonus will be stated separately with the respective offer.
Payment & Withdrawal Policy
Transactions via Mobile Pay, Nagad, and Rocket are processed quickly. KYC verification is required for withdrawals. Minimum and maximum withdrawal limits apply and may vary depending on the member's account level.
Privacy & Security
SM88 keeps your personal information strictly confidential. No data is shared with any third party. Every transaction is secured with 256-bit SSL encryption.
Responsible Gaming
SM88 helps members build healthy gaming habits. Deposit limits, self-exclusion, and break options are always available. Gaming is for fun, not addiction.
Prohibited Activities
Fraud, operating multiple accounts, and bonus abuse are strictly prohibited. If any such activity is detected, the account will be suspended immediately and the balance may be forfeited.

1

General Terms & Conditions

By accessing or using the SM88 (www.sm88.cash) platform, you are deemed to have agreed to these Terms & Conditions. SM88's Terms & Conditions operate under Bangladeshi law and international gaming regulatory frameworks. SM88 bears no liability for any issues arising from use of the platform without reading these Terms & Conditions.

SM88 reserves the right to update these terms and conditions at any time. Members will be notified via their registered email or SMS. Continued use of the platform after any changes constitutes acceptance of the updated terms.

Important: SM88's Terms & Conditions are available in both English and Bangla. In the event of any dispute, the Bangla version shall be considered the definitive version.

SM88 is an internationally licensed online gaming platform. Our license number and regulatory authority details are available on the Help Center page. To use SM88 services, members must be located in a jurisdiction where online gaming is legally permitted.

2

Account Registration & Verification

To create an account with SM88, the following conditions must be met:

  • Registrants must be at least 18 years old must apply.
  • Registration must be completed using your real name, mobile number, and date of birth.
  • An individual may register only one account per mobile number or device. an account manage.
  • Multiple family members at the same address may open separate accounts, but SM88 must be informed in advance.
  • Information provided at registration will be verified at a later stage. Providing incorrect details may result in account suspension.

For KYC (Know Your Customer) verification, members may be required to provide a copy of their National ID or passport. SM88 may request KYC verification at any time, particularly for large withdrawals or suspicious activity.

Please note: SM88 will never ask for your password by phone or message. If anyone requests your password, please notify our support team immediately.

Members are solely responsible for the security of their accounts. Use a strong password and never share it with anyone. Enabling Two-Factor Authentication (2FA) is strongly recommended.

3

Bonus & Promotion Terms

All SM88 bonus and promotion offers are subject to specific terms and conditions. Members are encouraged to carefully read the relevant terms before claiming any bonus.

Wagering Requirements: Each bonus comes with specific wagering requirements. A set multiplier typically applies to the combined total of the bonus amount and the original deposit. Withdrawals from bonus funds are not permitted until the wagering requirements have been met.

  • Welcome Bonus: For new members only. Applicable once on the first deposit.
  • Cashback Bonus: Awarded based on net losses within a specified time period.
  • Reload Bonus: Applicable to deposits on specific days or during promotion periods.
  • Referral Bonus: Refer a friend and both of you will receive a bonus reward.

SM88 reserves the right to modify, suspend, or cancel any bonus offer at any time. Once a bonus has been credited to an account and the member has begun playing, that bonus can no longer be withdrawn.

To prevent bonus abuse: SM88 is able to detect attempts to artificially complete bonus wagering requirements. If such activity is identified, the bonus and any associated winnings will be forfeited.

4

Deposit & Withdrawal Policy

Deposits and withdrawals at SM88 are fully secure and transparent. For the convenience of our Bangladeshi members, we support local mobile banking methods for all transactions.

Deposit Policy:

  • Minimum deposit amount is ৳500.
  • Deposits are generally credited to your account instantly.
  • The exact amount and reference number must be included when making a deposit.
  • Only payment methods registered in your own name may be used.
  • Deposits made through third parties are not accepted.

Withdrawal Policy:

  • Minimum withdrawal amount is ৳1,000.
  • Withdrawal requests are typically processed within 15–30 minutes.
  • KYC verification must be completed before your first withdrawal.
  • Withdrawals can only be made using the same method used for the deposit.
  • Withdrawals may be delayed if an active bonus is in progress.

SM88 complies with international standards for anti-money laundering. In the case of suspicious transactions, SM88 is obligated to notify the relevant authorities.

5

Gaming Rules & Fair Play Policy

Every game on SM88 is conducted with complete fairness and transparency. We use Random Number Generator (RNG) technology that is regularly audited and certified by independent third parties.

Important points regarding Gaming Rules:

  • Each game has its own RTP (Return to Player) rate, which is stated in the game description.
  • If a game is disrupted due to a technical issue, SM88 will determine the outcome in accordance with its established policy.
  • If a game is interrupted due to a lost internet connection, the outcome will be determined based on SM88's server logs.
  • In Live Casino games, the dealer's decision is final.
  • For disputes regarding match results in Sports Betting, the decision of the relevant international sports federation will be final.

SM88 reserves the right to void any winnings obtained by exploiting software bugs or technical errors. In such cases, the original stake will be refunded.

6

Prohibited Activities

The following activities are strictly forbidden on the SM88 platform and will result in permanent account closure:

  • Multiple Accounts: Holding multiple accounts is strictly prohibited.
  • Bonus Abuse: Attempting to complete bonus wagering through artificial means.
  • Fraud: Opening an account with false information or committing payment fraud.
  • Technical Hacking: Attempting to crack or exploit the platform's software or systems.
  • Automated Betting: Placing bets using bots or automated software.
  • Collusion: Colluding with other players to manipulate game outcomes.
  • Money Laundering: Using the platform for illegal money laundering purposes.

Warning: SM88's advanced fraud detection system operates 24 hours a day. Any suspicious activity is identified and acted upon immediately.

7

Responsible Gaming Policy

SM88 is committed to promoting responsible gaming at all times. We believe gaming should be a source of entertainment, not financial hardship. That's why SM88 provides a range of responsible gaming tools:

  • Deposit Limit: Set daily, weekly, or monthly deposit limits.
  • Betting Limit: Set a maximum amount per bet.
  • Session Limit: Decide in advance how long you plan to play each session.
  • Cooling-Off Period: Take a break from gaming for a set period of time.
  • Self-Exclusion: Temporarily or permanently exclude yourself from the platform.

If you notice any signs of gaming addiction, please contact us Help Center Get in touch. Our trained support team is always ready to assist you.

SM88 services are strictly prohibited for anyone under 18 years of age. Parents and guardians are advised to enable parental controls on shared family devices.

8

Account Closure & Suspension Policy

SM88 reserves the right to suspend or permanently close an account under the following circumstances:

  • Providing incorrect or false information at the time of registration.
  • Participation in prohibited activities (see Section 6).
  • If an account remains inactive for an extended period (over 12 months).
  • Failure to provide the required documents for KYC verification.
  • Self-exclusion at the member's own request.

Before closing an account, SM88 will notify the member via email or SMS. A 30-day notice will be given for inactive accounts. In cases involving prohibited activities, the account may be closed immediately without prior notice.

Following account closure, any valid balance (excluding bonuses) will be returned to the member's registered payment method, provided no investigation is ongoing.

9

Privacy & Data Protection

SM88 treats the privacy of members' personal information as its highest priority. Our Privacy Policy For full details, visit the page. In brief:

  • Members' personal information is never sold or shared with any third party.
  • Information may be disclosed to the relevant authorities only when required by legal obligation.
  • All data is protected with 256-bit SSL encryption.
  • Members may request deletion of their stored personal data at any time.

Cookies: SM88 uses cookies on its website to manage sessions and improve performance. By accessing the site, you are deemed to have consented to the use of cookies.

10

Rule Changes & Contact

SM88 reserves the right to modify these terms and conditions, in part or in full, at any time. Members will be notified through their registered contact details before any changes take effect.

For any questions or complaints regarding these Terms & Conditions, please reach out through the following:

  • Email: support@sm88.cash
  • Live Chat: Help Center Chat with us directly on the page.
  • Time: 24 hours a day, 7 days a week.

Dispute Resolution: In the event of a dispute, please contact the SM88 support team in the first instance. If the matter remains unresolved, a complaint may be submitted to our licensing authority.


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